Fixed Income

The fixed-income investment world is constantly changing. As income has decreased from most traditional sources, it’s important to search this changing landscape for broad and more flexible investment strategies.

Pacific Funds offers fixed-income funds, each with a specific approach to income. All funds are:

Designed for Income
Our funds cover a broad spectrum of income opportunities, enabling shareholders to select solutions to help meet their own particular needs and risk-reward preferences.

Based on Experience
Our portfolio management team specializes in fixed-income asset management based on a foundation of corporate credit research.

Focused on Corporate Income

The Fixed-Income Funds cover a broad spectrum of income opportunities, enabling shareholders to select solutions to help meet their own particular needs and risk-reward preferences. They are carefully constructed using a combination of investment-grade corporate bonds, high-yield/high-risk corporate bonds, floating-rate loans, and short-term debt securities.

About Principal Risks

All investing involves risks including the possible loss of the principal amount invested. There is no guarantee the Funds will achieve their investment goals. Corporate bonds are subject to issuer risk in that their value may decline for reasons directly related to the issuer of the security. Not all U.S. government securities are checked or guaranteed by the U.S. government, and different government securities are subject to varying degrees of credit risk. Mortgage-related and other asset-backed securities are subject to certain rules affecting the housing market or the market for the assets underlying such securities. The Funds are subject to liquidity risk (the risk that an investment may be difficult to purchase, value, and sell particularly during adverse market conditions, because there is a limited market for the investment, or there are restrictions on resale) and credit risk (the risk an issuer may be unable or unwilling to meet its financial obligations, risking default). High-yield/high-risk bonds (“junk bonds”) and floating-rate loans (usually rated below investment grade) have greater risk of default than higher-rated securities/higher-quality bonds that may have a lower yield. The Funds are also subject to foreign-markets risk.

Pacific Asset Management

Pacific Asset Management, a subsidiary of Pacific Life Insurance Company (Pacific Life), is the subadvisor for the Fixed-Income Funds. The portfolio managers specialize in credit investments, applying their depth of experience to identify opportunities and value in multiple areas of the credit market. They believe in a
disciplined investment process that focuses on credit fundamentals for individual security selection.

Pacific Asset Management offers investors two potential advantages rarely found in the same entity: speed and size. Organized like a boutique firm, Pacific Asset Management is able to act quickly on investment ideas while being supported by the scale and infrastructure of Pacific Life.

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Investment Philosophy

The Pacific Asset Management investment philosophy focuses on four areas:

Portfolio Managers

The Fixed-Income Funds portfolio management and research group is a cohesive team of professionals who, on average, possess nearly two decades of investment experience.

Investors should consider a fund's investment goal, risks, charges, and expenses carefully before investing. The prospectus and/or the applicable summary prospectus contain this and other information about the fund and are available from your financial advisor. The prospectus and/or summary prospectus should be read carefully before investing.

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